scotiabank

Scotiabank®
GM® Visa Card

With the Scotiabank® GM®† Visa Card, Cardmembers gain access to amazing perks that can be beneficial down the road.

How It Benefits Cardmembers

  • No payment, no interest for 90 days. When you use your Scotiabank® GM®† Visa Card on purchases of $250 or more (after taxes) at participating GM Canada dealerships.
  • Earn up to 5% GM Earnings on qualifying purchases to be used towards the purchase or lease of an eligible new Chevrolet, Buick, GMC or Cadillac.
  • GM Earnings that you accumulate on everyday purchases, have no expiry as long as you are an active cardholder.
  • No complicated formulas or point conversions. $1 in accumulated GM Earnings = $1 to redeem towards the purchase or lease of a new eligible Chevrolet, Buick, GMC or Cadillac vehicle.

2 Complimentary Lube Oil & Filter Changes

Your eligible new 2021 Chevrolet, Buick, or GMC vehicle could receive two (2) complimentary Lube, Oil, and Filter Services for the first 2 years or 48,000 km, whichever comes first, when you apply for, get approved and activate a Scotiabank® GM®† Visa Card in advance of or within 90 days of your eligible new 2021 Chevrolet, Buick, or GMC vehicle lease or purchase.

 

These complimentary Lube Oil & Filter services are redeemable after the usage or expiration of the LOF services included with the purchase or lease of new, eligible Chevrolet, Buick and GMC model, totaling up to four (4) complimentary LOF services within 2 years or 48,000 km

2 Complimentary Lube Oil & Filter Changes

Your eligible new 2021 Chevrolet, Buick, or GMC vehicle could receive two (2) complimentary Lube, Oil, and Filter Services for the first 2 years or 48,000 km, whichever comes first, when you apply for, get approved and activate a Scotiabank® GM®† Visa Card in advance of or within 90 days of your eligible new 2021 Chevrolet, Buick, or GMC vehicle lease or purchase.

 

These complimentary Lube Oil & Filter services are redeemable after the usage or expiration of the LOF services included with the purchase or lease of new, eligible Chevrolet, Buick and GMC model, totaling up to four (4) complimentary LOF services within 2 years or 48,000 km

Pick a Card

Scotiabank® GM®† Visa Infinite Card

  • 5% Earnings on the first $10,000 of net purchases annually
  • Annual Fee: $79
  • Minimum Credit Limit: $5,000
  • Interest Rates:
    • 19.99% annual interest rates on purchases
    • 22.99% annual interest rate on cash advances and balance transfers

Scotiabank® GM®† Visa Card

  • 5% Earnings on the first $5,000 of net purchases annually
  • Annual Fee: $0
  • Minimum Credit Limit: $500
  • Interest Rates:
    • 19.99% annual interest rates on purchases
    • 22.99% annual interest rate on cash advances and balance transfers

Scotiabank® GM®† Visa Business Card

  • 5% Earnings on the first $10,000 of net purchases annually
  • Annual Fee: $79
  • Minimum Credit Limit: $500
  • Interest Rates:
    • 19.99% annual interest rates on purchases
    • 22.99% annual interest rate on cash advances and balance transfers

If you have any questions, inquiries or concerns, please contact us below.

  • ® Registered trademark of The Bank of Nova Scotia.

  • Registered Trademark of General Motors LLC.

  • Visa Int./Licensed user

  • Special 90-Day No Interest, No Payment Purchase Financing Offer and the Scotiabank GM Visa Credit Card Account (the “Account”): This 90-Day No Interest, No Payment purchase offer (the “Financing Offer”) is available on the Account on new purchases of $250 or more (after taxes) made at participating GM Canada dealerships. No payments are required on the amount of the promotional purchase (the “promotional balance”) under this Financing Offer during the 90-day promotional period. Maximum of 6 Financing Offers can be on the Account at any one time. If you make a product, parts or service purchase at a GM Canada dealership and already have 6 Financing Offers on your Account, that purchase will be treated as a regular purchase. You must pay the promotional balance in full by the promotional end date to avoid any interest on that balance. After the promotional period ends, any remaining promotional balance is then charged interest at the interest rate that then applies to purchases on your Account (“Purchase Rate”). The annual interest rates on the Account are currently: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and Cash-Like Transactions). Annual fee is $79 for the Scotiabank GM Visa Infinite Account, $79 for the Scotiabank GM Visa Business Account and $0 on the Scotiabank GM Visa Account. If you do not make your Minimum Payment each month, the Financing Offer may be terminated by us. The Financing Offer will immediately end and your Purchase Rate will increase to 24.99% on purchases, including any balance remaining that is subject to this Financing Offer, for at least 12 months starting with your next statement if, including during the promotional period you miss making 2 minimum payments on time in any 12 month period. At the end of the promotional period, any remaining promotional balance will form part of the New Balance on your Account and will form part of the Minimum Payment you must pay each month. The Revolving Credit Agreement will continue to apply to this Financing Offer. Financing Offer and all rates and fees on the Account are subject to change. The Bank of Nova Scotia is not responsible for any purchases (including warranties) made by you at your GM Canada dealership relating to this Financing Offer.

  • With the Scotiabank GM Visa Card (with no annual fee), receive 5% of the first $5,000 of net purchases annually, and 2% of net purchases thereafter as GM Earnings. With the Scotiabank GM Visa Infinite Card receive 5% of the first $10,000 of net purchases annually and 2% of net purchases thereafter as GM Earnings. GM Earnings are not awarded for cash advances, balance transfers, Scotia® Credit Card Cheques, credit vouchers, payments, returns, fees or interest. Conditions apply. Please refer to the GM Card Earnings Program Terms and Conditions for details. If you cancel your credit card, your credit privileges are revoked or your account is closed, your GM Earnings must be redeemed within 90 days or they will be forfeited. If your account is not in good standing, GM Earnings are not eligible for redemption. Please refer to the GM Card Earnings Program Terms and Conditions at GMCard.ca for details.

     

    Certain limitations, restrictions and exclusions apply to all insurance coverages and services (including a pre-existing condition exclusion for certain benefits). The Bank of Nova Scotia is not an insurer. All insurance claims must be submitted to the insurers.

     

    † Subject to the GM Card Earnings Program Terms and Conditions.

     

    †† The regular annual interest rates are: 19.99% for purchases; and 22.99% for cash advances, balance transfers and Scotia Credit Card Cheques. The Scotiabank GM Visa Infinite Card is subject to an annual fee.

  • The Scotiabank® GM Visa® Card LOF program can provide eligible primary Cardholders of a Scotiabank® GM Visa® Card who have purchased or leased a new, eligible 2021 Chevrolet (excludes Bolt EV), Buick or GMC vehicle in Canada, with a limit of two (2) Lube-Oil-Filter services in total, in accordance with the oil life monitoring system and the vehicle Owner’s Manual, for 2 years/48,000 km (whichever occurs first) from the vehicle delivery date. In order to be eligible, vehicle owners/lessees must have an existing, active Scotiabank® GM Visa® Card at the time of eligible vehicle purchase, or sign up for, be approved, receive and activate a Scotiabank® GM Visa® card within 90 days of the eligible vehicle purchase date. The Scotiabank® GM Visa® Primary cardholder name & address must be identical to the registered owner/lessee of the eligible new 2021 Chevrolet, Buick or GMC vehicle.
    The two (2) Lube-Oil-Filter service benefits provided under the Scotiabank® GM Visa® Card LOF Program include ACDelco oil and filter changes, which are available for redemption upon expiration of the benefits provided under GM’s New Vehicle LOF Program, must be performed at participating, authorized Canadian GM Dealers. Fluid top offs, inspections, tire rotations, wheel alignments and balancing, etc. are not covered. Offer may not be redeemed for cash and may not be combined with certain other consumer incentives available on GM vehicles.
    The Scotiabank® GM Visa® Card LOF benefits initially attach to an eligible VIN, for which the original purchaser/lessee is a qualified primary cardholder of a Scotiabank® GM Visa® card; however any unredeemed benefits are transferable during the 2 year/48,000 km redemption period to subsequent purchasers/lessees, regardless whether the subsequent purchaser/lessee is an active Scotiabank® GM Visa® cardholder. Customers are not required to provide their GM Card account number at the time of redemption.
    This Offer can be provided to the same primary cardholder of a Scotiabank® GM Visa® card, if they purchase or lease more than one (1) new eligible 2021 Chevrolet (excluding Bolt EV), Buick or GMC Vehicle. General Motors of Canada Company and its participating authorized dealers reserve the right to amend, terminate or withdraw their participation in this program in whole or in part, at any time without prior notice. Additional conditions and limitations apply. See dealer for details

  • The 2 Complimentary LOF Program provides eligible customers who have purchased, leased or financed in Canada a new eligible 2021 Chevrolet, Buick, or GMC with an ACDelco oil and filter change, in accordance with the oil life monitoring system and your vehicle Owner’s Manual, for 2 years from your vehicle’s delivery date or 24,000 km, whichever occurs first. Limit of two (2) Lube- Oil-Filter services in total, performed at participating authorized GM Dealers. Fluid top offs, inspections, tire rotations, wheel alignments and balancing, etc. are not covered. May not be redeemed for cash and may not be combined with certain other consumer incentives available on GM vehicles. General Motors of Canada Company and its participating authorized dealers reserve the right to amend, terminate or withdraw their participation in this complimentary program in whole or in part, at any time without prior notice. Additional conditions and limitations apply. See dealer for details.

  • Customers can also apply for the Scotiabank GM Visa Card at participating Chevrolet, Buick, GMC and Cadillac Dealerships or Scotiabank branches.